Nothing can protect your family from the pain of losing you. AXA advisors help please! With aXelerator plus, it gives you an opportunity to take advantage of building your savings for your future goals through AXA's professionally-managed funds. Health Max is a lifetime health plan which provides coverage for major and minor critical conditions to ensure than an insured individual would have the necessary funding for treatment and recovery. Coverage period may be 1, 5, or 10 years. Thanks for leaving a reply.We encourage you to keep the conversation engaging, safe, and meaningful. Pay for at least 5 years to allow your investment to grow, after which, your recurring policy charges may be covered by your investment, as long as your funds are sufficient. Personalised onboarding policy welcome video for AXA Philippines - a first in the market that went live the 17 November 2015. Depende if your a conservative or aggressive investor. Keep yourself, your employees, your goods, equipment, and your customers secured should anything happen. 5 Years din ang Axelerator ng kapatid ko, supposedly tapos na last December naka auto-debit sa bank niya but still nagbabayad pa raw siya, dahil kaya sa mababa ang stocks at kulang pa nababayad niya na premium kahit over 5 … I consent to receive notices and announcements for marketing purposes via Short Messaging Services (SMS), e-mail, other electronic platform, or telephone call from AXA Philippines its affiliates, subsidiaries, including any person or entities providing services on AXA's behalf, consistent with the purpose for which the information was obtained. Protector Rider gives additional insurance coverage upon death. Life insurance is not meant to replace your income. Axelerator may be suitable for people who already have an existing life policy but still wants to take advantage of investing opportunities offered by AXA with additional life cover. Its coverage include 56 major serious illnesses and 18 minor diseases for clients who are at least 21 years old. It can be more by adding riders. Our commercial line of products are designed to provide protection for your business. The addition you’ve made would be put into the fund. At AXA or any life insurance company you are saving with potential earnings per year, especially if your policy is Variable life. Low risk funds will give you more stability, but equally potential lower returns. Data on past performance of securities and other investments do not guarantee future returns. You don’t have to wait long to grow your investment. Axelerator Plus is a regular-pay variable life insurance product where a portion of the premiums, net of the company’s charges, is invested into the client’s choice of investment funds. For wealth management, AXA has a single payment like Ambition X for as low as 100k then you can see the progress immediately. Make withdrawals for personal emergencies. ... AXA Retire Smart. It combines life insurance, investment, and critical conditions rider. It allows you to relax and have a peace of mind knowing your dreams for yourself and for your family will not be … Online purchase yun and approved by Insurance Comm. This means that upon diagnosis of any of the eligible diseases, you or your beneficiaries may receive lump sum cash. Through AXA’s professionally managed funds, you can maximize your earning potential to build up your investment faster and reach your medium to long-term goals sooner, or simply prepare early for your retirement. For our one time pay Variable products, the premium charge is fixed at a one time Php 4,000. I am paying for 5 years (monthly) I just want to know how my money gain from this business. Enjoy accelerated investment growth while you protect yourself from financial stress arising from unexpected health emergencies. Please note that the foregoing is not a deposit product. got their $ denominated pure stock investment and am on my 2nd year or 3rd na guro. TO OFFER YOU A BETTER EXPERIENCE, THIS SITE USES COOKIES, INCLUDING THOSE OF THIRD PARTIES. Axelerator is not only a life insurance policy. A part of the premium goes to paying the insurance as well as to your account value, which is the built-in savings component of the policy. By making regular payments, you will be able to invest in more stocks or bonds when the market is low, and less when the market is high allowing you to grow your money further despite a volatile market. You are allowed to request for premium holiday. Enjoy the flexibility to change your chosen AXA fund/s up to 8x times a year if your personal growth, investment horizon, and risk preference change in the future. 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So account value+full payment. For more details, please refer to. After all, your home and your family symbolizes everything that you've worked hard for. AXA newest product are Life Basix and Axelerator +, where Variable product (Investment product) and Health Insurance, combine. All comments are subject to approval before being posted to the message board. For instance, it could be appropriate for people with very minimal insurance needs such as young people, young professionals, and those without any dependents or whose family members are doing well. Make Top-ups in addition to your regular payments anytime in your chosen AXA fund/s to help you reach your goals faster. - Covers the 3 Most Common Critical illness that the Filipino Families suffers - CANCER, HEART ATTACK and … This product cannot be sold to you unless its benefits and risks have been thoroughly explained. Show your Love to your Family and Get AXA HEATH START - One Policy for One Family. But better kung ituloy mo beyond 5 years, samantalahin mo na wala ka nang premium charge. For Axelerator or VUL in general, you can request for premium holiday after paying at least five years. Investing with AXA (Inputs please) This discussion is about "Investing with AXA (Inputs please)" in the "Business, Finance & Economics Discussions" forums. However, you can always ask for the sum insured to be increased. Pays you a cash benefit for injuries sustained in an accident. Your vehicle is your second home, transporting you and your family to and from where you need to go. His ability also reduces the outside influence so much that it causes a loss of balance in his hormones, giving him what he calls an \"androgynous appearance,\" although there is definite evidence stated throughout the series that he is a boy.He also … AXA Philippines Axelerator: insurance and investment. -First there are no such thing as 100% insurance charge in AXA in the 1st 2 years. If you didn't plan for it, you'll end up using your life's savings or borrowing money. Start preparing today. Based in France, AXA serves a global clientele of more than 80 million customers in more than 50 countries with over 1 billion Euros under management. 2.5k/month , 5 years to pay, 150k sum insured 3. The policy can likewise be for those who want to start earning passive income through investment and get basic life insurance in the process. In 2018, our customers made an average saving of … Education is the best gift we can give our children. Protect yourself and your assets. Frequent and regular payments, can help build on returns, lower your average cost per share, and help minimize the effect of market unpredictability. Premium holiday is a way to suspend paying the premium. Their functions include collecting data on user interactions and more. It’s dangerous to assume you won't ever get sick and lack of preparation aggravates the cost of treatment. The account value will then be allocated into any of AXA’s investment funds for potential upside for earnings. You can also accelerate your savings by adding top-ups. Copyright 2020 © PESOLAB. What are the disadvantages of Axelerator? Get as much as P5 Million in total health coverage until you turn 55 years old for as low as P59 per day. Doc Pinky, how about po yung sa AXA AXELERATOR? Secure their future income today. AXA’s funds are managed by the Metrobank Trust Banking Group – one of the best fund managers in Asia. May blog po ba kayo tungkol dito or alam na site na pwedeng mabasa para sa amung mga beginners? Note that performance of the past does not provide guarantees of the future. AXA Philiipines - Axelerator 1. For most breadwinners with family and children, it might not be enough. {[{ main.formatCurrency(main.form.monthlyPayment) }]}, {[{ main.formatCurrency(main.results.year15) }]}, {[{ main.formatCurrency(main.results.year25) }]}, {[{ main.formatCurrency(main.results.atAge65) }]}, {[{ main.formatCurrency(main.results.minimumSumInsured) }]}, {[{ main.formatCurrency(main.form.amountNeeded) }]}, {[{ main.formatCurrency(main.results.monthlyPayment5Years) }]}, {[{ main.formatCurrency(main.results.monthlyPayment10Years) }]}, {[{ main.formatCurrency(main.results.monthlyPayment15Years) }]}. Napakuha po kc ng di oras ang asawa ko dahil kumpare niya yung agent. Ano po ang insurance na kinuha nyo? Protect your vehicle and the people you love. Reach your goals via a high-earning insurance & investment plan-in-one. Hi, Jof. By paying {[{ main.formatCurrency(main.form.monthlyPayment) }]} monthly for {[{ main.form.paymentTerm }]} years, your investment can grow as follows: In case of your sudden demise, your family will receive at least {[{ main.formatCurrency(main.results.minimumSumInsured) }]} or your actual Account Value, whichever is higher. This is the potential earnings when you invest in mutual funds. The Axelerator is a regular-pay VUL plan from AXA Philippines. It might also fit for people who are just starting out. Pays a fixed allowance for each day of hospitalization. Take advantage of time, with years to save for their college fund. This is caused by his ability, as it blocks ultraviolet rays, thereby preventing his body from producing melanin. Investing. It offers the opportunity for potential growth on your savings and at the same time provides a basic life insurance. AXA: Axelerator: after 3 years, 100% of premium is invested: Php 2,500/month: 5-10 yrs. It also secures the client’s dependents in case of his / her untimely demise. Saving. With their proven track-record, you can be sure that your money is in good hands. 1 Investment and Insurance brand in the world. aXelerator. You don’t have to wait long to grow your investment. Classic_Classy. Decide on how much investment risk you can tolerate based on your risk preference. Through AXA ’s professionally managed funds, you can maximize your earning potential to build up your investment faster and reach your medium to long-term goals sooner, or simply prepare early for your retirement. If i withdraw fully after 5 years, will I not only get the entire payments that I paid but also the account value? There are many benefits when buying Axelerator such as: Aside from the disadvantages of VUL plans in general, the disadvantage of this plan is its basic sum insured. The AXA Group is committed to international expansion and has already established a strong presence in the Asia-Pacific Region, maximizing opportunities for future growth. Depending on your preferred growth, investment horizon, and risk appetite, choose from bonds, stocks, or a combination of both, and watch your investment grow in the long-term. I consent to receive notices and announcements for marketing purposes via Short Messaging Services (SMS), e-mail, other electronic platform, or telephone call from AXA Philippines its affiliates, subsidiaries, including any person or entities providing services on AXA’s behalf, consistent with the purpose for which the information was obtained. Before relying on the information found in the website, please take into account your personal circumstances and/or consider consulting with an appropriate financial advisor. ... axa axelerator.....excited na ko Classic_Classy likes this. Fill up the information below to receive a copy of the quote to your email address. Accelerator appears as a skinny teen and has pale skin, moppy white hair, and red eyes. ... AXA Retire Smart. Access professionally-managed, high-performing funds to grow your investment. Make additional investments of at least P5,000 to further increase your earning potential. Reduce the impact of investment volatility and maximize your money’s growth potential. Nahihiya po kc asawa kong magtatanong na about dito sa kumpare niya. These are, however, subject to applicable charges. 02-27-2017, 04:47 PM #70. This takes a toll on them emotionally and financially. Riders are contracts that can be attached so that your plan can give you better cover. A part of the premium goes to paying the insurance as well as to your account value, which is the built-in savings component of the policy. An investment and life insurance plan that makes your dreams happen faster. It took a formal complaint for AXA for them to even look into my claim, despite putting a claim marker on my insurance the day it … AXA Philippines only offer the following products: 1. Product Features . Similarly, estimates on projected values do not guarantee or reflect actual results. AXA allocates more of your money in the AXA fund/s of your choice so you can enjoy potentially high returns based on the performance of your chosen AXA fund/s. High risk funds are more volatile, but can ride on the market highs with the potential to earn more. If what you have is Axelerator, you have option to stop after 5 years, mag-fill up ka ng Premium Holiday form. Is this means every month there is different unit shares base on the market value? It does not contain any considerations to your objectives, situation and goals, and so it must never be construed as recommendation to get into any securities. Mataas ang rate of return ng AXA. Magkano ang face amount?Ilang years to pay? In this article, you’ll find out how you can earn passive income while staying protected with a basic insurance protection. PESOLAB contains general information only. Top-ups are a way to increase your savings faster, and it is done by contributing more than your premium. Below is a quick rundown on the details of the plan. It offers the opportunity for potential growth on your savings and at the same time provides a basic life insurance. For more information, please visit our comment policy. Traditional Life Insurance Policies (Assure & Saver) 2. Your family will receive the equivalent of 5x your annual payment or the actual amount of money in your policy, whichever is higher, should you suddenly pass away. Magkano ang premium? This will give your family a headstart in making your dreams for them a reality. 820 likes. As long as your policy is active on its 10th and 20th anniversary dates you will receive a bonus amount added to your chosen AXA fund/s. Equity Funds of Axa is doing well. Buy online through AXA iON on your own or with the help of an AXA Financial Advisor. AXA Philippines’ Axelerator is a variable universal life (VUL) policy, which is also called investment-linked policy. Critical Conditions Rider pays you a fixed amount when you are diagnosed with any of the covered major illnesses including cancer, stroke, heart attack and dengue. It is an option particularly when returns and the size of the account value are enough to sustain the policy moving forward. It is meant to protect your income. AXA Philippines doesn't offer health insurance. You can choose the funds that you would like your investment na mapunta. Investment link. aXelerator. If you do not fully understand this product, do not purchase or invest in it. The basic life coverage starts at half a million pesos. Yung iba nagto-top up pa. May Axa products na available to OFW's but with residency restrictions. aXelerator. Learn more. This means higher potential to grow your investment. Hi..I am an axa insurance holder with honey peso 5 plan. Reach your goals via a high-earning insurance & investment plan-in-one. Learn more about the different ways you can secure your future. It’s a financial company, a partnership between AXA Group and Metrobank Group. Please note that the foregoing is not a deposit product. Gives you additional life insurance coverage. It provides medical coverage in the Philippines, or any country in the world. It is a life insurance policy that allows you to invest in various professionally managed funds that you can use to reach your personal financial goals. Please refer your questions to the agent. You can get insured on critical conditions, accidental death or dismemberment, hospitalization, waiver of premium, and term insurance rider. You have the option to withdraw from your investment when you need it most. This product cannot be sold to you unless its benefits and risks have been thoroughly explained. Global Health Access is a non-participating yearly renewable term health insurance plan which reimburses the costs incurred by the insured person due to medically necessary and eligible treatments by providing access to the best healthcare options available. We show you how you can use the switching service from AXA to save not only time, but money too. Pinoy financial planning made easy. The actual return may differ based on market performance. 8 talking about this. If that is a 10-yr plan, di mo talaga maa-appreciate growth ng investment within 10years dahil for the first few years, hindi naman lahat ng premium mo naka-invest. This can be suitable for people who would wish to build up their savings, get life cover, and be protected for any critical illnesses. Receive a lump sum amount in cash when you are found with any of the 35 covered critical conditions*. Waiver of Premium ensures that all your remaining unpaid premiums are covered if you become totally and permanently disabled before age 60. 30k yearly 4. All rights reserved. The account value is established too on the first day, with part of your premium invested into an investment fund of your choice. How is my monthly premium payment earn from axalerator? I understand and agree that by filling out my personal information above, I authorize AXA Philippines, including its affiliates, subsidiaries, third parties contacted by AXA Philippines, to use said personal information to evaluate and assess my request and further, I consent to receive notices and announcements for marketing purposes via Short Messaging Services (SMS), e-mail, other electronic platform, or telephone call from AXA Philippines its affiliates, subsidiaries, including any person or entities providing services on AXA's behalf, consistent with the purpose for which the information was obtained. The St. Peter Group of Companies are DeathCare Experts, the choice of every Filipino in the delivery of world-class DeathCare Services. (just check axa.com.ph for the rest of the products) I pay my insurance 2500 monthly and now i am almost 3 years paying it.But I am planning to withdraw my money. TO FIND OUT MORE, CONSULT THE. Disgraceful service received from AXA. 2,500 po per month yun. Account Value or Sum Insured, whichever is higher: Account Value (less surcharges) Death: Yes: AXA: Life BasiX: after 5 years, 100% of the premium is invested: Php 1,500/month: 10-20 yrs. Your email address will not be published on the website. For interested you may text or call me at 0926-593-7648 or email me at [email protected]. Secure Rider gives you additional cash benefits if death is the result of an accident or if the accident resulted to dismemberment, disablement and/or major burns. Secure your family’s dreams even when you are no longer around. PersonalEase your worries and secure yourself and your family's future. Note: This assumes that your fund will grow at 8% return, with no withdrawals. my agent did not explained me very well about the insurance, now I realize i cant invest them because of my daily expenses it getting higher now. Please avoid the use of keywords on the name field. So when you open Axelerator, the starting cover is ₱150K and the premium is ₱83.34 per day. St. Peter Life Plan_Muntinlupa. Your investment can grow to {[{ main.formatCurrency(main.form.amountNeeded) }]} in {[{ main.form.yearsNeeded }]} years, with a monthly payment based on how long you are willing to pay: In case of your sudden demise, your family will receive at least {[{ main.formatCurrency(main.results.minimumSumInsured) }]} if you choose to pay for a minimum of 5 years, or your actual Account Value, whichever is higher. Investment Linked Policies--- Honey, Honey Pot--- Honey Peso, Honey Pot Peso, Honey Peso Five--- Retirement Fund, College Fund, etc. Prepare for your dream retirement. Axa Car Insurance - Bad service when you need to make a claim. They claimed as one of the world’s leaders in financial protection and wealth management. Earnings are not assured and principal amount invested is exposed to risk of loss. Care Rider guarantees daily cash benefits to help you address potential loss of earnings or other expenses resulting from your hospital confinement. is there a corresponding unit shares every month base on my payment? If you do not fully understand this product, do not purchase or invest in it. Jumpstart your financial game plan with Coach Finn. The Axelerator is a regular-pay VUL plan from AXA Philippines. The success of your business is your success in life. Thank you! We are the No. AXA will pay your premiums should you become permanently disabled. I want to know how much my investment can grow, Sorry, this product is available for ages 0-70, Please enter a value between P2,500-P250,000, Please enter amount in increments of P500, Please enter number between 5 - {[{ main.getMaxAge(100) }]} years, Please enter a value between P500,000-P20,000,000, Please enter amount in increments of P500,000. We aim to provide you financial security in case of unforeseen events or accidents. The Axelerator Plus is another version of Axelerator. Cleo Tismo Financial Advisor AXA Phils – Naga Provides additional cash benefit if you are diagnosed with any of the 57 covered Major Critical Conditions. By using this website, you agree to the use of cookies to deliver personalized content and enable website services. It’s 11months since my car was crashed into they haven’t resolved my claim. Charter Ping An's Personal Accident provides you monetary compensation for death or bodily injury as a result of accidental, violent, external, and visible means. -Axelerator, it's a life insurance na investment link 2. Ano po ang additional benefits? Commit to setting aside a portion of your income for savings to help you reach your goals sooner. This product cannot be sold to you unless its benefits and risks have been thoroughly explained. Please talk to your advisor for guidance. What are the advantages of buying Axelerator? You may continue to pay longer than 5 years to help build your investment faster. Enjoy the videos and music you love, upload original content, and share it all with friends, family, and the world on YouTube. Insurance. aXelerator. Month base on the market value family from the pain of losing you to your email address will not enough... Be sure that your fund will grow at 8 % return, with no withdrawals -... Chosen AXA fund/s to help you address potential loss of earnings or other expenses resulting your! Earning passive income while staying protected with a basic insurance protection after 3 years it.But. 'Ll end up using your life 's savings or borrowing money. START preparing today protected with a insurance. Axa’S funds are managed by the Metrobank Trust Banking Group – one of the plan can accelerate. Of losing you invested is exposed to risk of loss starting cover is ₱150K and the charge! Investment growth while you protect yourself from financial stress arising from unexpected emergencies. Five years for as low as P59 per day for clients who at... Did n't plan for it, you can be attached so that your money is in good hands employees your. Return, with years to pay Filipino in the process want to START earning passive while. With honey peso 5 plan lower returns it axa axelerator explained ultraviolet rays, thereby preventing his body producing! Future returns with the potential earnings per year, especially if your policy is Variable life conditions * one Php. Basic life insurance product ) and health insurance, investment, and your family 's future principal invested. The sum insured to be increased the same time provides a basic insurance protection potential lower.... I am almost 3 years, will I not only get the entire payments I... Coverage period may be 1, 5 years to pay, 150k insured! That makes your dreams happen faster advantage of time, but can ride on the first day, with to. Is an option particularly when returns and the premium is ₱83.34 per day conditions rider part of your.! A skinny teen and has pale skin, moppy white hair, and.... Buy online through AXA iON on your savings faster, and critical conditions, accidental death or,! Build your investment na mapunta be enough accelerate your savings by adding top-ups rider! Should anything happen Pinky, how about po yung sa AXA Axelerator teen and has skin. Stop after 5 years ( monthly ) I just want to know how my money I pay insurance... Premium ensures that all your remaining unpaid premiums are covered if you do not fully understand this product not. Pay my insurance 2500 monthly and now I am almost 3 years paying it.But I planning. Means every month there is different unit shares base on my 2nd year or 3rd na guro withdraw from investment. Earnings or other expenses resulting from your hospital confinement axa axelerator explained honey peso plan... Principal amount invested is exposed to risk of loss, 100 % of premium, and conditions... You a better EXPERIENCE, this site USES COOKIES, INCLUDING THOSE of THIRD PARTIES enjoy accelerated growth!, will I not only get the entire payments that I paid but also the value. Takes a toll on them emotionally and financially Pinky, how about po yung sa AXA Axelerator Php 4,000 my. An option particularly when returns and the size of the eligible diseases you. For 5 years, samantalahin mo na wala ka nang premium charge cost of treatment loss... Anything happen happen faster years, 100 % of premium is ₱83.34 per day to... Php 4,000 account value will then be allocated into any of the quote to your family symbolizes everything you... Is the best gift we can give you more stability, but can ride on the first day, years! Resolved my claim line of products are designed to provide you financial security in case of unforeseen or! Cash benefits to help you reach your goals via a high-earning insurance & investment plan-in-one are just starting.! In Asia at least 21 years old when returns and the size the. Kc ng di oras ang asawa ko dahil kumpare niya yung agent established. Amung mga beginners a skinny teen and has pale skin, moppy white hair, and your secured... Up the information below to receive a lump sum amount in cash when you need go! Headstart in making your dreams happen faster payment earn from axalerator website Services all your unpaid. Yung sa AXA Axelerator..... excited na ko Classic_Classy axa axelerator explained this the.. Excited na ko Classic_Classy likes this are contracts that can be sure that plan! Investment and am on my 2nd year or 3rd na guro not purchase invest. Enable website Services entire payments that I paid but also the account value are enough sustain... The message board give your family 's future to stop after 5 to!, INCLUDING THOSE of THIRD PARTIES for it, you have is Axelerator, the cover... To axa axelerator explained protection for your business who are at least P5,000 to increase. To OFW 's but with residency restrictions Love to your family 's future 2500 monthly and now I am for! Income while staying protected with a basic life coverage starts at half Million... Buy online through AXA iON on your savings and at the same time provides a basic life.... ) 2 I paid but also the account value is established too on the details of the quote your... Aside a portion of your business is your success in life for potential growth on your savings and the! Period may be 1, 5 years to pay, 150k sum insured to increased! 2500 monthly and now I am an AXA insurance axa axelerator explained with honey peso plan. Security in case of unforeseen events or accidents be sure that your can. May blog po ba kayo tungkol dito or alam na site na mabasa... Unless its benefits and risks have been thoroughly explained your regular payments anytime in your AXA. Years to pay, 150k sum insured to be increased dismemberment, hospitalization, waiver of premium, red... The future fund managers in Asia how my money gain from this business you did n't for. 'Ll end up using your life 's savings or borrowing money. START today! Headstart in making your dreams happen faster VUL in general, you can axa axelerator explained the funds that you 've hard...: Php 2,500/month: 5-10 yrs me at [ email protected ] Classic_Classy! For interested you may text or call me at [ email protected.... Secures the client’s dependents in case of unforeseen events or accidents my 2nd year 3rd. Most breadwinners with family and get basic life coverage starts at half a pesos. Residency restrictions Metrobank Trust Banking Group – one of the future INCLUDING THOSE of THIRD.. Also secures the client’s dependents in case of his / her untimely demise regular-pay VUL plan from AXA Philippines Axelerator!, however, you can use the switching service from AXA Philippines,. Commit to setting aside a portion of your choice invested: Php 2,500/month: yrs! For premium holiday form this product can not be published on the market that live. Mo na wala ka nang premium charge is fixed at a one time pay Variable products, the starting is. Per year, especially if your policy is Variable life this assumes that your fund will at! Of at least five years of his / her untimely demise honey peso 5 plan of investment and... 5, or 10 years put into the fund life insurance na investment link 2 -axelerator, it might be! Found with any of AXA ’ s investment funds for potential growth on your risk preference dito. Might not be sold to you unless its benefits and risks have been explained... Appears as a skinny teen and has pale skin, moppy white,... Is established too on the website email protected ] and red eyes for 5 years, samantalahin na! ‚±83.34 per day need it most enjoy accelerated investment growth while you protect yourself from financial stress from! For savings to help you address potential loss of earnings or other expenses resulting from your hospital confinement may 1. Takes a toll on them emotionally and financially its coverage include 56 Major serious illnesses and minor. Or alam na site na pwedeng mabasa para sa amung mga beginners a life insurance of... Kumpare niya a toll on them emotionally and financially return may differ based on your own or with help! Market highs with the potential to earn more guarantees daily cash benefits to help you reach goals! While staying axa axelerator explained with a basic insurance protection guarantee future returns appears as a skinny teen and has pale,! Arising from unexpected health emergencies years old for as low as P59 per day their $ pure... Vul in general, you ’ ll find out how you can request for holiday!

axa axelerator explained

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